Buscar

Translate

The Use Of Faith Based Lending Companies

By Lila Berger


Many people have a desire to do business with others of like faith. This carries over to all aspects of their lives, especially if they are devout in their beliefs. This is especially true when it comes to their finances. Thus, it is only natural that they turn to faith based lending when they are in need of such services.

This type of lending actually is not much different from any other type of lending. Guidelines and requirements are often identical. The difference can be seen more in the way the service is marketed. You will generally find references to various types of verbiage that connects with the consumers belief.

It must be noted here that businesses that market in this manner also provide services to anyone that desires it whether it be lending or another service. The business might specifically target a particular segment or niche, however due to existing laws not to discriminate, companies cannot refuse to serve the general public. They can have a strong market presence in the religious community and they can market to them exclusively.

Many reasons exist for a business owner to decide to target this particular market segment. It may be because they had a negative experience in their past and they want to make sure others have a great experience. Then again, it may be they realize there is a need for their particular service in a specific area and decide to fill it. It could come down to the fact that their beliefs and expertise make a difference in their business community.

Obviously these business owners are devout enough in their beliefs that they have no problem putting their beliefs out there. It is a bold statement they make when they market to this group of people. Owners that enter this market feel it is a benefit in some way and are normally proud to share their faith.

There are certain marketing venues which are designed specifically for the consumer and business owner that is looking to connect. These businesses can be found in newsletters, directories, and brochures that are designed for this purpose. A large variety of businesses can be found advertising their services.

Often one may find their marketing to include specific sayings or scriptures that would resonate with the reader. Scriptures are often used as are sayings, thought of as a hook, that refer to something the consumer can relate to. This makes it comfortable or reassuring for the consumer when they are looking to do business with like minded people.

Regardless of what type of business is known to be faith based, preconceived notions of being honest and ethical are attached. This is one reason faith based lending is popular. It is known that when it comes to loans and mortgages, ethics are hard to come by. Many have been known to have obtained bad loans and charged astronomical fees. Using someone that advertises to this particular group of people gives many consumers the confidence and assurance they desire when obtaining the funds they need.




About the Author:



 
ITS ALL ABOUT Finance © 2012