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Understanding Home Buying Options With A Grand Rapids Real Estate Agent

By Ivy Catubig


Most people dream of owning a home but think it is not possible. The truth is, it may be easier to buy a place of your own than you think. There are several options to consider, and your Grand Rapids real estate agent can show them to you.

You might not be interested in a standard house because you like apartment living. However, you can buy a home that has many of the benefits of an apartment and that of owning a property. With the help of your agent, you can look at all the condos for sale in the area.

You might want a little more privacy than condominiums provide. In that case, a townhouse may be just what you are looking for. These structures are private houses that share a common wall between them. You can have a house and all the benefits that come with a good homeowner association, and your agent can provide you with all the details.

Many people fail to consider home buying because they have past problems with credit. When credit is keeping you from buying, ask your realtor if there are any "lease to own" properties in your area. This may be a great way for you to buy a house, and credit is not usually a problem with these deals.

If this is your first home, you could qualify for a first time home buyer program that provides several benefits. First, you may not have to place a down payment. These loans are usually easy to qualify for and some may provide financial assistance with closing.

Before you give up on having a property of your own, contact your Grand Rapids realtor for all of the available options. You could have your choice of homes and at a monthly payment that is well within your budget. Your agent can show you many opportunities including foreclosures and short sales.




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