Although most work environments are relatively safe, there is always a chance that someone could become injured while performing job related duties. When such an unfortunate event occurs, the person is entitled to compensation in one form or another. The workers compensation insurance New York residents are covered by is governed by strict laws. The latter help guarantee that the individual who was hurt will be compensated, and that the company or business for whom the employee works follows the appropriate protocol for the situation.
The regulations in the state of New York ensure that those who are considered employees of the company are entitled to workers comp. This applies to full-time employees, part-time employees, and even short-term or leased employees. Volunteers are also covered if they perform their duties for a for-profit company.
Individuals who are eligible for workers comp in New York state are typically entitled to both medical expenses and cash benefits if they are hurt while performing work related duties. The company's insurance representative will usually process the claim for any health related costs resulting from the accident. This is generally the case no matter why the accident took place, unless the worker was under the influence of alcohol or drugs.
It is important to understand that cash benefits from a work related injury do not usually equal 100 percent of the person's salary. Rather, the injured employee can expect to receive approximately 80 percent of his or her wages at the time of the injury. In certain cases, a company will dispute a person's claim for this kind of compensation, in which case a judge eventually makes a ruling. However, many such cases are black and white, and for this reason few employers contest a person's claim for benefits.
In some instances, individuals are denied such compensation if they have purposefully engaged in dangerous actions on the job. This is because such activity is similar to the aforementioned alcohol or drug use, which most employees are fully aware is prohibited at work. In other words, the person knows that he or she should not engage in dangerous activity, and therefore if the injury was sustained due to such action, the person will likely be responsible for his or her own expenses.
After the necessary paperwork is completed, a seven-day waiting period to goes into effect. However, there are some factors that may delay these documents from being forwarded to the insurance company, which may extend the waiting period. If the injured person does not receive anything in writing within 10 days of submitting the paperwork, the human resources officer at his or her company should be contacted.
Anyone who is injured while at work due to no fault of their own should immediately fill out an accident report. Employers cannot refuse to allow a hurt worker to complete such paper work. If an officer of any company tries to intimidate an employee or talk him or her out of completing an accident report, that individual should contact a lawyer.
The workers compensation insurance New York residents are protected by is essentially a safety net for injured employees. It ensures that the quality of the lives of such individuals is affected as little as possible despite their injuries. Seeking compensation is a wise course of action for anyone who was involved in an on-the-job accident.
The regulations in the state of New York ensure that those who are considered employees of the company are entitled to workers comp. This applies to full-time employees, part-time employees, and even short-term or leased employees. Volunteers are also covered if they perform their duties for a for-profit company.
Individuals who are eligible for workers comp in New York state are typically entitled to both medical expenses and cash benefits if they are hurt while performing work related duties. The company's insurance representative will usually process the claim for any health related costs resulting from the accident. This is generally the case no matter why the accident took place, unless the worker was under the influence of alcohol or drugs.
It is important to understand that cash benefits from a work related injury do not usually equal 100 percent of the person's salary. Rather, the injured employee can expect to receive approximately 80 percent of his or her wages at the time of the injury. In certain cases, a company will dispute a person's claim for this kind of compensation, in which case a judge eventually makes a ruling. However, many such cases are black and white, and for this reason few employers contest a person's claim for benefits.
In some instances, individuals are denied such compensation if they have purposefully engaged in dangerous actions on the job. This is because such activity is similar to the aforementioned alcohol or drug use, which most employees are fully aware is prohibited at work. In other words, the person knows that he or she should not engage in dangerous activity, and therefore if the injury was sustained due to such action, the person will likely be responsible for his or her own expenses.
After the necessary paperwork is completed, a seven-day waiting period to goes into effect. However, there are some factors that may delay these documents from being forwarded to the insurance company, which may extend the waiting period. If the injured person does not receive anything in writing within 10 days of submitting the paperwork, the human resources officer at his or her company should be contacted.
Anyone who is injured while at work due to no fault of their own should immediately fill out an accident report. Employers cannot refuse to allow a hurt worker to complete such paper work. If an officer of any company tries to intimidate an employee or talk him or her out of completing an accident report, that individual should contact a lawyer.
The workers compensation insurance New York residents are protected by is essentially a safety net for injured employees. It ensures that the quality of the lives of such individuals is affected as little as possible despite their injuries. Seeking compensation is a wise course of action for anyone who was involved in an on-the-job accident.
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